Can I Afford an EV?
Set your monthly budget and see which EVs actually fit — including payment, insurance, charging, and what you'll save on gas.
These are illustrative 2024 vehicle prices and financing estimates. Federal vehicle purchase credits are not applied because they ended for vehicles acquired after September 30, 2025. Get a current vehicle and insurance quote before deciding what fits your budget.
Your Budget & Profile
$300$2,000
$0$20k
3003,000 mi
1550 mpg
2EVs fit your budget
Fits Budget
2024 Nissan LeafMSRP $28,040 · 212 mi range
$456
payment/mo
$150
insurance/mo
$43
charging/mo
$600
total/mo
~$1,579/yr saved vs gas
Fits Budget
2024 Chevrolet Equinox EVMSRP $34,995 · 319 mi range
$594
payment/mo
$175
insurance/mo
$39
charging/mo
$758
total/mo
~$1,630/yr saved vs gas
2024 Hyundai Ioniq 6
MSRP $38,615 · 361 mi range
$666
payment/mo
$150
insurance/mo
$36
charging/mo
$802
total/mo
2024 Tesla Model 3
MSRP $38,990 · 272 mi range
$673
payment/mo
$150
insurance/mo
$35
charging/mo
$808
total/mo
2024 Volkswagen ID.4
MSRP $38,995 · 291 mi range
$673
payment/mo
$175
insurance/mo
$41
charging/mo
$839
total/mo
2024 Hyundai Ioniq 5
MSRP $41,450 · 303 mi range
$722
payment/mo
$175
insurance/mo
$39
charging/mo
$886
total/mo
2024 Kia EV6
MSRP $42,600 · 310 mi range
$745
payment/mo
$175
insurance/mo
$36
charging/mo
$906
total/mo
2024 Tesla Model Y
MSRP $42,990 · 320 mi range
$752
payment/mo
$175
insurance/mo
$38
charging/mo
$915
total/mo
2024 Ford Mustang Mach-E
MSRP $42,995 · 312 mi range
$752
payment/mo
$175
insurance/mo
$41
charging/mo
$918
total/mo
2024 Tesla Model 3 Long Range
MSRP $45,990 · 341 mi range
$812
payment/mo
$150
insurance/mo
$34
charging/mo
$945
total/mo
2024 Chevrolet Blazer EV
MSRP $44,995 · 320 mi range
$792
payment/mo
$175
insurance/mo
$41
charging/mo
$958
total/mo
2024 Tesla Model Y Long Range
MSRP $48,490 · 330 mi range
$861
payment/mo
$175
insurance/mo
$38
charging/mo
$1024
total/mo
2024 Ford F-150 Lightning Pro
MSRP $49,995 · 240 mi range
$891
payment/mo
$200
insurance/mo
$64
charging/mo
$1105
total/mo
2024 BMW i4 eDrive40
MSRP $56,395 · 301 mi range
$1018
payment/mo
$150
insurance/mo
$39
charging/mo
$1157
total/mo
2024 Rivian R1S Dual
MSRP $75,900 · 410 mi range
$1404
payment/mo
$175
insurance/mo
$53
charging/mo
$1582
total/mo
Methodology: Monthly total = loan payment + estimated insurance + charging cost − maintenance savings ($50/mo). Electricity at $0.14/kWh. Gas at $3.5/gal with 28 mpg. These 2024 vehicle prices are illustrative; no expired federal vehicle credit is applied. Insurance estimates from national averages by vehicle class. Individual rates vary.Check the federal credit deadline →